12. (2.5 points) You are planning to borrow OMR 4,500. You can repay the loan in 40 monthly payments of OMR 132.75 each or 36 monthly payments of OMR 145.20 each. You decide to take the 40-month loan. During each of the first 36 months you make the loan payment and place the difference between the two payments (OMR 12.45) into an investment account earning 10% APR. Beginning with the 37th payment you will withdraw money from the investment account to make your payments. How much money will remain in the investment account after your loan is repaid