12. Mirabel had taken out a 30 -year monthly mortgage loan to purchase a house which was valued at $270,000 with at the rate of 5.4%. After making her 200th payment, she decided to purchase a bigger house by using the proceeds from selling the current property and taking out a new mortgage loan, after paying back the remaining balance on the outstanding loan. Given the price she can sell the old house at is $350,000, and the new house is valued at $650,000, what is the new monthly payment she needs to pay for the new 30 -year mortgage loan is given at 3% APR? a. 1,992.74 b. 2,001.28 c. 2,125.77 d. 2,278.23 e. 2,425.65