12% monthly compounded and I An insurance product will pay you $20,000 a year for the next 10 years and s30,000 a year for the following How much would you be willing to pay for this security if your discount rate is 9 % and the payments ar end of each year? How much would you be willing to pay if they were at the beginning of each vear? e made at the 10 Points f s900which will he fully dcnreciated