12 Question 18 12 points) Jim and his family are considering a move to the West Coast but are very concerned about earthquakes. Jim called an insurance agent for advice. What is the best advice the agent could give Jim about adequately covering his new home for possible earthquake damage? 3 4 Adding the earthquake endorsement will provide the coverage needed. A state insurance fund will cover any damage that occurs. The homeowners policy automatically provides earthquake coverage. A separate earthquake policy should be purchased to provide full coverage for earth movement 5