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12 You need to have $31,000 in 11 years. You can earn an annual interest rate of 3 percent for the first 3 years, 3.6

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12 You need to have $31,000 in 11 years. You can earn an annual interest rate of 3 percent for the first 3 years, 3.6 percent for the next 2 years, and 4.3 percent for the final 6 years. How much do you have to deposit today? B ot:07:42 Multiple Choice $22,395.06 $20,531.69 $20,62375 $18,145.87 $19,766.43

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