12. You want to purchase X stock, but due to legal regulations you cant. Instead, you get a swap with Swiss Bank. You pay Swiss Bank the T-Bill rate plus 4% on $10 million for six months, and any losses Stock X has. In exchange, you get the payments from 1,000,000 shares of stock X. Over the time of the swap, the T-Bill rate is 1%, Company Xs stock goes from $95 to $100 and pays $1.00 dividends per share. How much do you make/lose in this transaction?