13. A Mortgage Loan Manager at First Security Bank wants to sell one of the bank's mortgage loans to an Investor. The monthly payment of the loan is $828,31/month. The principal amount outstanding is $150,000. The loan term is 30 years. The APR is 5.25%. If the Investor buys the loan with a 5.00% yield, what price will the Investor have to pay? What will First Security's profit on the sale be? NOTE: This is what most banks do with their mortgage loans. Banks generally originate the loans, then sell them to an Investor. The Investor typically pays a premium for the loan. This is one way banks generate profits from originating mortgage loans. 5. Term Structure of Interest Rates aka the Yield Curve (Be sure to address the current state of the yield curve and current market expectations based on the current state of the yield curve) (Also, see the Module Notes for links on this topic)