13. An income statement... Choose all that apply a. includes only temporary accounts b. includes only permanent accounts c. includes both temporary and permanent accounts d. is required annually for a publicly-traded corporation e. is required monthly for a publicly-traded corporation f. tells the story of any changes in retained earnings for a period g. tells the story of the revenues, expenses, gains, and losses for a period h. can be multi-step or single-step i. can be classified or not classified j. is as-of a point in time