13. Borrowed2dHilt Plc took a term loan of N1 Billion to provide infrastructure in support of its aluminum expansion plants to be sited in Onne, River State. Access Bank granted the loan with a one-year moratorium on principal repayment and the interest of the period is to be capitalized. Repayment will commence in Year 2 through to Year 5 in equal annual principal repayments at 20% compounded annually. Required: Show the amortization schedule for this loan repayment. What is the balance outstanding on the facility after Year 4 repayment