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13. I promise to pay Juan or order P10,000.00 in four equal monthly installments, the first to be paid on April 1, 2016 and the

13. I promise to pay Juan or order P10,000.00 in four equal monthly installments, the first to be paid on April 1, 2016 and the rest on the last day of each succeeding month. Should I fail to pay any of the installments when due, the whole amount of the obligation shall become due and demandable immediately. Is this negotiable?

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