1.3 Ms Marawa wants to join a ladies stokvel with her friends. She then chooses to be the last one to receive the money so that she can have a lot of money at the end of the year (December 2023). In their stokvel, they each contribute R2000 at the end of each month to the person who is supposed to receive the money. 1.3.1 Do you think that Ms Marawa made the right choice by choosing the last spot?