13) Suppose that in2019there is a suddenunanticipated burst of inflation.Consider the situations faced by the following individuals and determine who gains and who loses due to this inflation.

a.A homeowner whose wages keep pace with inflation in 2019 and makes fixed monthly mortgage payments to a savings bank. As a result of this, the homeownerGaines/Loses,and the savings bankGaines/Loses.

Is the answer to each part a gain or loss?