13. Suppose you borrowed $12,000 at a rate of 3.0% and must repay it in 5 equal installments at the end of each of the next 5 years. How large would your payments be? 14. Kordell Company recently reported $200,000 in operating income (EBIT). The company's total operating capital is $900,000. The company's after-tax cost of that capital is 10 percent, and the company is in the 25 percent tax bracket. What is Kordell's EVA