13. The company uses post-funding to cover the fire loss. The interest rate it pays is 5%. It invests this borrowed fund ($4,000) in the stock market and the rate of return is expected to be 8%. The NPV of this project is $ Initial investment $100,000 Life of project 5 years Expected annual loss from fire $4.000 Annual cash revenue $30,000 Tax rate 3095 Discount factor 14