13.2 Southwest Physicians, a medical group practice in Oklahoma City, is just being formed. It will need $2 million of total assets to generate $3 million in revenues. Furthermore, the group expects to have a total margin of 5 percent. The group is considering two financing alternatives. First, it can use all-equity financing by requiring each physician to contribute her pro rata share. Second, the practice can finance up to 50 percent of its assets with a bank loan. Assuming that the debt alternative has no impact on the expected total margin, what is the difference 13.2 Southwest Physicians, a medical group practice in Oklahoma City, is just being formed. It will need $2 million of total assets to generate $3 million in revenues. Furthermore, the group expects to have a total margin of 5 percent. The group is considering two financing alternatives. First, it can use all-equity financing by requiring each physician to contribute her pro rata share. Second, the practice can finance up to 50 percent of its assets with a bank loan. Assuming that the debt alternative has no impact on the expected total margin, what is the difference