14. A(n) ____ is not an interest-bearing account.

	a.	money market mutual fund
	b.	money market deposit account
	c.	NOW account
	d.	asset management account
	e.	regular checking account

15. Commercial banks are insured by the

	a.	Financial Deposit Insurance Association.
	b.	Federal Depositors Assurance Corporation.
	c.	Federal Deposit Insurance Corporation.
	d.	Financial Deposit Insurance Company.
	e.	Federal Demand Deposit Corporation.

16. ____ is a benefit of using credit.

	a.	The ability to buy expensive goods while spreading the payments over time
	b.	Providing payments that fit into a budget
	c.	Having a permanent record of transactions
	d.	Being able to purchase goods and services when checks are not acceptable
	e.	All of these.

17. Which of the following is not a strategy to building your savings?

	a.	Pay yourself first.
	b.	Reinvest interest and dividends.
	c.	Splurge once in a while.
	d.	Set up a retirement plan.
	e.	All the above are strategies.