14. From the investment alternatives described in chapters, choose two specific investments that you feel would help an individual who is 35 years old, divorced, and earns $20,000 a year begin an investment program. Assume that this individual has $30,000 that can be invested at this time. As part of your recommendation, compare each of your investment suggestions on the factors of safety, risk, income, growth, and liquidity.

15. Choose one of the investment alternatives presented (stocks, bonds, mutual funds, real estate, or speculative investments) and prepare a report describing why this investment would be appropriate for a widow who is 68 years old that has just lost her husband. Assume the woman is debt-free and has just inherited $175,000.