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14. How long does account information remain on the credit report? Bankruptcies, judgments, and liens, missed payments and most public record items remain on the

14. How long does account information remain on the credit report?

  1. Bankruptcies, judgments, and liens, missed payments and most public record items remain on the credit report for seven years.
  2. Chapter 7,11, and 12 bankruptcies, which remain for 10 years
  3. Unpaid tax liens remain for up to 15 years.
  4. Active positive information may remain in the report indefinitely.
  5. Requests for your credit history remain n the credit report for u to two years
  6. All of the above
  7. A & B

15. Some credit card companies have a dirty little secret when reporting the payment history of their customers to credit bureaus. Is this true.

  1. No it is not true because they are required my law not to have secrets.
  2. Yes it is true and they sometimes purposely fail to report the correct credit limits of their customers
  3. No, not true
  4. Yes it is true, but it is not clearly understood
  5. No it is not true and they report credit limits and credit history as agreed without mistakes.

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