14. Lake Street Dive - Good Kisser You move to Coyabo after a breakup, where inflation is high - roughly 11% per year. You took on an ill- advised relationship with a co-worker, an engineer. That engineer hacked Hack' after you broke up and that cost you about $35K in present worth. In addition to that cost, the engineer made it so that every email link you click on, regardless of computer, plays the song "Sure Don't Miss You" by The Dip. The annoyance of that is the same as losing about $7K per year to you, every year for 5 years, starting in year 1 when the link hack began. But the annoyance increases by 12% per year thereafter (starting in year 6) and continues for the next 8 years, when you finally stop using the internet. Use a real interest rate of 15% per year and considering the entire 13 year timeframe, you decide to hit back by hacking the engineer and each time a link is clicked the engineer has to listen to "Tell Em I'm a Good Kisser" by Lake Street Dive. If that engineer gets annoyed each time that happens, and that annoyance is about the same as an $80 loss each time, then how many times per year do you need that person to be annoyed in order to breakeven vs your annoyance costs