14 Question 2: 15 \begin{tabular}{|c|c|c|c|c|} \hline \multicolumn{5}{|l|}{ Purchase price } \\ \hline Interest rate (APR) & & APR & & \\ \hline Monthly interest rate & & Monthly & & \\ \hline Payment months & & months & & \\ \hline \multicolumn{5}{|l|}{ 1) Monthly loan payment } \\ \hline Down payment (\%) & 20% & 25% & 30% & 40% \\ \hline \multicolumn{5}{|l|}{ Down payment (\$) } \\ \hline \multicolumn{5}{|l|}{ Loan amount (\$) } \\ \hline Monthly payment (\$) & & & & \\ \hline \end{tabular} 2) Fees and charges \begin{tabular}{|c|c|} \hline Monthly amount calculated & \\ \hline Actual amount on the contract & \\ \hline Difference & \\ (Monthly fees and charges) & \\ \hline PV of monthly fees and charges & \\ \hline \end{tabular} VN 2T3P1RFVPW37H660.New 2023 Toyota RAV4 XLE AWD Automatic. TSRP \$35,413. APR: For After viewing the ad shown above, you visited a local car dealership. You are about to close a deal at $35,413 as the purchase price for the vehicle. Your dealer says, "Okay, I understand that you need to finance your purchase with a loan. You are qualified for the advertised 3.99\% APR for 4 years. The required minimum down payment is 20%." 1) What would the monthly loan payment be with a 20% down payment? And with down payments of 25%,30%, and 40% ? 2) The dealer continues: "With a 20% down payment, here is the contract form for your review and signature. The monthly amount includes additional fees and charges." On the document, you see the monthly loan payment is listed as $660 for 4 years. In present value terms, how much is the "fees and charges