14. Suppose Capital One is advertising a 60-month, 5.99% APR motorcycle loan. If you need to borrow $8000 to purchase your dream Harley-Davidson, what will your monthly payment be? 19. You are buying a house and the mortgage company offers to let you pay a "point" (1% of the total amount of the loan) to reduce your APR from 6.5% to 6.25% on your S400,000, 30-year mortgage with monthly payments. If you plan to be in the house for at least five years, should you do it? 24. You have some extra cash this month and you are considering putting it toward your car loan. Your interest rate is 7%, your loan payments are $600 per month, and you have 36 months left on your loan. If you pay an additional $1000 with your next regu lar $600 payment (due in one month), how much will it reduce the amount of time left to pay off your loan