14. Today, bank runs are a. uncommon because of the high reserve requirement. b. uncommon because of FDIC deposit insurance. c. common because of the low reserve requirement. d. common because the FDIC is nearly bankrupt. 15. Between 1880 and 1896, the U.S. economy experienced deflation, which a. transferred wealth from creditors to debtors. b. transferred wealth from debtors to creditors. c. transferred wealth to both creditors and debtors. d. transferred wealth away from both debtors and creditors. 16. Which movie is an allegory about late 19th century monetary policy? a. The Wizard of Oz b. Mary Poppins c. It's a Wonderful Life d. Trading Places