14. Two years ago, Ms. ABC deposited P30,000 in a fund that earns 10% interest compounded semi - annually. If another deposit of P20,000 is made today, determine the accumulated amount in the fund after three years. 15. Three years ago, an engineer opened a savings account with an initial deposit of P200,000. He withdrew P50,000 three months later, and another P50,000 six months after the first withdrawal. Last year, he deposited P100,000 and withdrew P150,000 six months later. Find the account balance today if interest is 10% compounded quarterly