15. (10 points) You are offered a note that pays $900 in 12 months (or 365 days) for $750. You have $750 in a bank that pays a 6.5 nominal rate, with 365 daily compounding. You plan to leave the money in the bank if you don't buy the note. The note is riskless. Should you buy it? Why? 13. (5 points) On January 1 you deposit $10 in an account that pays a nominal interest rate of 5%, with daily compounding (365 days). How much will you have on October 1, or after 9 months (273 days)