15. Consider the following balance sheets of two banks: Which bank is at the higher risk of insolvency? a. Bank A b. Bank B c. Both have the same risk of insolvency d. The information provided does not allow an answer 16. Consider the same balance sheets again, which bank is at the higher risk of illiquidity? a. Bank A b. Bank B c. Both have the same risk of illiquidity d. The information provided does not allow an answer 17. Suppose Bank A expected deposit withdrawals worth 500 in the next days, how do you think it would ensure liquidity? a. The bank would sell off loans worth 500 to other banks and hold the proceeds as reserves b. The bank would sell all government bonds on their balance sheet hold the proceeds as reserves c. The bank would go bankrupt d. The bank would try to increase borrowings by 500 and hold the proceeds as reserves