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15) Which of the following strategies can the Butterfields use to increase their current discretionary cash flow situation? a. Increase the deductible in their PAP

15) Which of the following strategies can the Butterfields use to increase their current discretionary cash flow situation?

a. Increase the deductible in their PAP policy.

b. Purchase an umbrella liability insurance policy.

c. Decrease the deductible in their HO policy.

d. All of the above.

PLEASE EXPLAIN YOUR ANSWER!!!

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