16 a- Determine figures for ROE for each year, using tax management efficiency, expense control efficiency, asset management efficiency and funds management efficiency ratios. Please also calculate liquidity and capital risk of the bank for all years. (15pts) b Are there any adverse trends evident in terms of profitability (ROE) and risks? Where would you recommend that management look to deal with the bank's emerging problems? Give your advice. (15pts) Nations bank has experienced the following trends over the past three years Year Pretax Net Operating Income Total Operating Revenues Net Income (Net income after tax Total Operating Cost Liquid assets Total Assets Total Liabilities - $2.7 3.5 2.5 3 3.9 $26.5 30.1 39.8 25 28 2 100 105 150 140 120 S273 288 301 S300 313 331 347 365 3 41 49 58 4.8 5.7 4 4.7 5.9 47.5 350 329 5 Enter your answer 16 a- Determine figures for ROE for each year, using tax management efficiency, expense control efficiency, asset management efficiency and funds management efficiency ratios. Please also calculate liquidity and capital risk of the bank for all years. (15pts) b Are there any adverse trends evident in terms of profitability (ROE) and risks? Where would you recommend that management look to deal with the bank's emerging problems? Give your advice. (15pts) Nations bank has experienced the following trends over the past three years Year Pretax Net Operating Income Total Operating Revenues Net Income (Net income after tax Total Operating Cost Liquid assets Total Assets Total Liabilities - $2.7 3.5 2.5 3 3.9 $26.5 30.1 39.8 25 28 2 100 105 150 140 120 S273 288 301 S300 313 331 347 365 3 41 49 58 4.8 5.7 4 4.7 5.9 47.5 350 329 5 Enter your