16) A homeowner can obtain a $250,000, 30-year fixed-rate mortgage at a rate of 6.0 percent with zero points or at a rate of 5.5 percent with 2.50 points If you will keep the mortgage for 30 years, what is the net present value of paying the points (to the nearest 100)? A) S7,700 B) $7,200 C) $6,800