16. According to Calomiris and Haber, what led to Britain's growing emancipation of its people in the 19th Century? Growing socialist and unionist activity in London. The spread of Enlightenment ideas. The House of Lords advocating on behalf of the masses. Mass mobilization warfare. 17. According to Calomiris and Haber, which form of democracy best ensures property rights for banks, along with a stable financial system? Liberal. Leftist Populism. Welfare-state. Rightist Populism. 19. Which of the following is a liability for a commercial bank? Loans to businesses. Government bonds. Deposits. Mortgage loans. 20. In which market does the government raise funds for its short-term projects? The money market. The overnight market. The OTC derivatives market. The commodities market. 26. Which of the following has the highest stock-flow ratio? Bitcoin. Canadian dollars. Copper. Wheat. 29. Why did the United States go off the gold standard from 1861 to 1879? To fund Western expansion and railway building. To fund the Civil War. To provide credit to farmers hurt by crop failures. To recuperate interest payments on loans. 37. You are the sole shareholder in a bank, with limited liability. The bank currently has deposits of $800,000, and assets of $200,000. If the bank fails tomorrow, how much would you owe the bank's creditors? (A) $600,000. (B) $200,000. $0. $800,000