16 .The person making a will is called the

a.testator/testatrix.

b.administratrix.

c.executor.

d.intestate.

17.A person who dies without a will is said to have died

a.per stirpes.

b.per capita.

c.testate.

d.intestate.

18.A will executed under duress is

a.invalid.

b.voidable.

c.valid if the will benefits another person.

d.valid.

19.Of the following actions, the onenotrequired to make a will valid is

a.signing the will.

b.witnessing the will.

c.reading the will to a witness.

d.including an attestation clause.

20.A will written in one's handwriting is called a

a.non compos mentiswill.

b.nuncupative will.

c.soldier's will.

d.holographic will.

21.Damage to one's car caused by an accident would be covered by

a.no-fault insurance.

b.uninsured motorist coverage.

c.inland marine coverage.

d.none of these.

22.A false statement on an insurance policy application

a.voids the policy.

b.has no effect on the validity of the policy.

c.raises the premium.

d.may permit the insurer to void the policy.

23.Damage to your car caused by hitting a tree would be covered by

a.property damage liability insurance.

b.uninsured motorist coverage.

c.collision insurance.

d.comprehensive insurance

24.Insurance purchased from a broker is effective when

a.the application is filled out.

b.the first premium is paid.

c.the company accepts it.

d.a binder is issued.

25.A document adding to an insurance policy is called a

a.codicil.

b.subrogation.

c.release.

d.rider.