16. Which of the following actions are likely to reduce the fees charge to your checking account? Choose all that are correct.

Open as many credit cards as possible

Meet the criteria to waive monthly service fee

Monitor your account balance to avoid overdraft

Decline overdraft protection

17. In your research about the estimated cost of attending college, you find the following figures. Which one of those costs are usually considered fixed cost?

A. Transportation

B. Books and supplies

C. Tuition and mandatory fees

D. Personal expenses

18. Which of the following are part of the total cost of homeownership? Choose all that are correct.

Homeowners' insurance

Property tax

Security deposit to landlord

Utilities

Replace dishwasher when it is broken