16. Zap Fund, a mutual fund, just announced its year-end distributions. The long-term capital gain per share is $3.62 and the dividend per share is $1.79. Assuming the NAV increased from $28.98 to $33.31 during the year, calculate your total annual return. A) 14.98% B) 21.12% C) 27.43% D) 33.61%