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18. Rosa invests $3000 in an account with an APR of 4% and annual compounding. Julian invests $2500 in an account with an APR of

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18. Rosa invests $3000 in an account with an APR of 4% and annual compounding. Julian invests $2500 in an account with an APR of 5% and annual compounding. a. Compute the balance in each account after 5 and 20 years. b. Determine, for each account and for 5 and 20 years, the percentage of the balance that is interest c. Comment on the effect of interest rates and patience

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