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18. What does a renewable term life insurance policy permit the policyowner to do? O a. renew the coverage without having to prove insurability

18. What does a renewable term life insurance policy permit the policyowner to do? O a. renew the coverage without having to prove insurability b. renew the trust fund without having to prove insurability c. convert the death benefits without having to prove insurability d. exchange the term policy for a permanent policy

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