18. Which of the following financial analysis benchmarks will a shareholder of a publicly traded firm usually not be able to reasonably obtain a. Industry averages b. Historical trends c. Budgeted expectations d. In most cases a shareholder will be reasonably able to obtain all of the above 19. For an investment period that spans 20 years which of the following time value of money factors will have the smallest value assuming that each factor is driven by 20 years and 5%. a. present value of $1 (single sum) b. future value of $1 (single sum) c. present value of an annuity d. future value of an annuity