19 (1 point) What is frictional unemployment? Frictional unemployment is unemployment caused by a business cycle recession. Frictional unemployment is long-term unemployment that occurs when college graduates search for jobs. Frictional unemployment is unemployment that arises from a persistent mismatch between the skills and attributes of workers and the requirements of jobs. Frictional unemployment is short-term unemployment that arises from the process of matching workers with jobs. Question 44 (1 point) Consider the following simplified balance sheet for a bank. If the required reserve ratio is 5 percent, how much in excess reserves does the bank hold? Provide your answer in dollars measured in thousands rounded to two decimal places. Do not include any symbols, such as "S," "%," or "," in your answer. Reserves Your Answer: Answer Assets $2.3 thousand Deposits Liabilities $8.2 thousand Question 45 (1 point) Consider the following simplified balance sheet for a bank. If the required reserve ratio is 5 percent, by how much can the bank increase its loans? Provide your answer in dollars measured in thousands rounded to two decimal places. Do not include any symbols, such as "S," "," "%," or "," in your answer. Reserves Your Answer: Answer Assets Liabilities $2.2 thousand Deposits $11.8 thousand