19. A bank has a portfolio of bonds on its balance sheet. Interest rates move up, and the value of t bonds held declines. This is an example of what type of risk? a. credit risk b. call risk C. interest rate risk d. liquidity risk 20. A bond with a call provision: a. must be redeemed by the issuer at par if the investor wants to do so b. can be repurchased by the bond issuer from the investor, typically at a premium from par c. is convertible to common stock of the issuer d. has coupons that are free from federal tax