19. As of the beginning of the quarter, ONeills Pub Supplies had a cash balance of $460. During the quarter, the company collected $520 from customers and paid suppliers $330. The company also paid an interest payment of $25 and a tax payment of $150. In addition, the company repaid $200 on its long-term debt. What is ONeills cash balance at the end of the quarter?

20. At the beginning of the year, you have an outstanding short-term loan of $2,575 which was used to cover your cash needs for the previous year. The interest expense for the year is $305. The projected net cash flow for this year is $1,045, prior to any payment of principal or interest on this loan. What is your anticipated loan balance at year end?