19. The following is a bank's balance sheet Amount Assets Rate Duration Cash $75 million 1.75 years 7.00 years $750 million 12 percent 9 percent Loans Treasuries $175 million Liabilities and Equity Time Deposits 1.75 years $350 million 7 percent 8 percent $575 million 2.50 years CDs $75 million Equity If all interest rates increase by 0.9% (AR/(1+R) = 0.9%), what is the change in the market value of equity? (a) -$4.430 million. (b) +$3.925 million (c) +$4.3785 million (d) -$4.3785 million. (e) None of the above answers. (The correct answer is +$4.3875 million)