19: The Pirerras are planning to go to Europe 3 years from now and have agreed to set aside $180/month for their trip. If they deposit this money at the end of each month into a savings account paying interest at the rate of 4%/year compounded monthly, how much money will be in their travel fund at the end of the third year? (Round your answer to the nearest cent.)

20: Lup made a down payment of $9000 toward the purchase of a new car. To pay the balance of the purchase price, she has secured a loan from her bank at the rate of 9%/year compounded monthly. Under the terms of her finance agreement she is required to make payments of $490/month for 48 months. What is the cash price of the car? (Round your answer to the nearest cent.)