19. You borrow $25,000 at 5% APR. What is your monthly payment if it is a 5-year loan? $471.78 $481.78 $491.78 $591.78 None of the above E. 20. I want to have two million dollars when I retire after 20 years from today. What amount must I save every month to accumulate the above amount, assuming a 7% annual return on my savings? $3,700.10 $3,800.20 $3,839.31 $3,983.31 $3,983.91