#1a mature ithave large am 0 0. (5 points): Suppose a firm makes the policy changes listed below. If a change means that AFN will increase, indicate this by a + indicate a decrease by a - and indicate no effect or an indeterminate effect by a 'O. Think in terms of the immediate effect on funds requirements. Impact: The firm's profit margin is increased due to a new product that replaces one not replicated by competition; sales hold steady The dividend payout ratio is decreased. The firm begins to offer credit to its customers, whereas previously all sales had been on a cash basis. The firm negotiates a new contract with its union that increases its labor costs without affecting sales. The firm decides to pay all suppliers on a 45 day delay, rather than a 30 day delay. The firm stops selling to high-maintenance customers, which slows its growth but has no impact on its profit margin