1-An account that pays a nominal rate of 3% and compounds monthly will have an APY of

Option A:

3.02%.

Option B:

3.04%.

Option C:

3.0%.

Option D:

3.03%.

2-U.S. government Series I bonds protect investors from the risk of

Option A:

changing tax rates.

Option B:

outliving their assets.

Option C:

a global financial crisis.

Option D:

inflation.