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1.Assume you are a credit officer in a reputed Licensed Commercial Bank and is assigned to evaluate a credit proposal (individual). Explain the lending principles

1.Assume you are a credit officer in a reputed Licensed Commercial Bank and is assigned to evaluate a credit proposal (individual). Explain the lending principles followed in evaluating the credit proposal. (maximum word limit is 750 words)

2. Define Bank failure and discuss the determinants of bank failures. (maximum word limit is 750 words)

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