1，Compare the open-perils policy with named-perils policy, which type of coverage do you prefer? Why?
2, Find some medical expenses insurance policy and homeowner’s policy samples and list the most-common-to-see exclusion provisions for each line of insurance. Pls justify them.
3, From the perspective of a policyholder, is a deductible in insurance policy acceptable? Why or why not?
4, What is the rationale behind the provision of coinsurance in property insurance policy?