1.How would a utilitarian explain Ms McDowall's criticisms of Westpac? Consider two issues a utilitarian might raise, and explain why these are utilitarian issues .

2. Explain Ms McDowall's criticisms of Westpac in a virtue ethicist's point of view. Consider two issues a virtue ethicist might raise, and explain why these are virtue ethics issues.

criticisms:

Absolutely and utterly disgusting: Westpac victim at banking royal commission.

I wanted to get out there when the bank's Westpac or other train these people up to be professional advisors that they tell the truth and they don't buy things and make you feel that anything's possible and then all of a sudden they pull the rug from under your feet after they gained all that money from you and transferred everything in your trust because at the moment I don't know if we are ever going to be able to getinto her own home again. hopefully we well and my furniture is still in storage I'm still renting and I just people out there just to be very very careful even as an educated person deep down and their paperwork and the way that they speak to you it's just they're not truthful and Iwill never ever trust anybody again even if they said they're a professional , they'resort of professional that it's all just to gain money for their side we're all here just normal people working and trying to an 11 some of us are more than others you know and we all just want to try and get a property and have a little bit by for retirement and I just feel that through this horrible situation through the Westpac . I've been with for 16 years for them to do that to their customers is absolutely and utterly disgusting and I hope no one ever has to go through again