1)If you had an annual budget surplus of $6000 over and above all savings, 401k retirement and other investments that you usually put money in, would you choose a traditional IRA or a Roth IRA to put that money in? Briefly explain your choice.

2) Research three investment firms and look at their choice of mutual funds available to invest. Assuming you had $20000 to invest, which five mutual funds in one of the 3 firms would you choose. Explain why those would be your choice (Be aware of the returns from each fund as well as the fees of each fund)

3) If you had $10000 to invest in one or more of stocks, bonds, and commodity futures, which or what combination would you choose Explain