1.Morgan has an outboard motorboat insured under a boatowners package policy. Indicate whether each of the following losses would be covered under Morgan's policy. If the loss is not covered, or not completely covered, explain why.

a.Morgan's boat was badly damaged when it struck a log floating in the water.

b.A passenger in Morgan's boat was injured and incurred medical expenses when the boat struck a concrete abutment.

c.The motor was stolen when the boat was docked at a marina.

d.A small child in Morgan's boat was not wearing a life jacket. The child fell overboard and drowned. The child's parents have sued Morgan.

1.The OASDI program pays disability benefits to a disabled worker and eligible family members. Explain whether each of the following persons would be eligible for disability-income benefits. In each case, assume that the disabled worker is disability insured. Treat each situation separately.

a.A worker, age 22, who is injured in an auto accident and is expected to return to work within three months

b.The disabled worker's spouse, age 35, who is caring for a dependent child under age 16; the disabled worker is currently receiving benefits

c.The disabled worker's daughter, age 16, who is attending high school full-time

d.A chemistry professor, age 50, who can no longer teach because of chronic laryngitis but can work as a research scientist for a drug company

e.A 40-year-old worker who expects to be off work for at least one year due to a crushed foot

1.Whirlwind Mowers manufactures and sells power lawn mowers to the public and distributes the products through its own dealers. Andrew is a homeowner who has purchased a power mower from an authorized dealer on the basis of the dealer's recommendation that "the mower is the best one available to do the job." Andrew was cutting his lawn when the mower blade flew off and seriously injured his leg.

a.Andrew sues Whirlwind Mowers and asks for damages based on negligence in producing the power mower. Is Whirlwind Mowers guilty of negligence? Explain your answer.

b.The doctrine ofres ipsa loquiturcan often be applied to cases of this type. Show how this doctrine can relate to this case. Your answer must include a definition ofres ipsa loquitur.

c.Explain the various types of damages that Andrew might receive if Whirlwind Mowers is found guilty of negligence.