1.Tanya received a $1,110 loan from the bank for a vacation. The bank is using the simple interest formula for this one-year, 9.75% loan. What is her total interest?

2. Timothy Carter has net monthly income of $5,300. He has a monthly auto loan payment of $725, a student loan payment of $375, a mortgage payment of $1,700, and a credit card minimum payment of $120. What is his debt-payments-to-income ratio?

3.Peter borrowed $305. He paid $36 interest and a service charge of $19. What is his finance charge?