1.What Factors do you feel define the moral values you have today?

2.How do you feel about the ethics of making a local call on company time versus making a long distance call on your break using your employer's phone? Have you done

either one before? Why?

3.Have you ever experienced a time when your ethical framework changed? What was the situation? How did you feel about the issue before? How do you feel now? Why?

4.Do you feel that the Gallup poll on professional ethics was accurate? How would you have ranked the professions listed in the poll?

5.Have you ever been the victim of a consumer fraud? If so, which fraud? Were you able to recover your losses? Were you the only person affected? If you have never

been a victim, were you ever presented with a potential consumer fraud? Which one? How did you avoid becoming a victim?

6.Do some research on Bernie Madoff. What was his punishment for the Ponzi scheme? How much money did investors lose? How was Madoff's family affected?